For fast growing businesses
The modern way to
accept payments
Accept mobile money, cards, and bank transfers. Manage payouts and track analytics in real-time.
Trusted by Fast Growing Startups
How it works
The Complete Payment Stack
We empower developers to integrate, orchestrate, and reconcile payments across any provider or geography.
Design complex payment flows with dynamic routing to optimize for cost, speed, and success rates.
Connect to global payment rails, banks, and mobile wallets through a single, powerful API.
Payments
AirtelMoney
MTNMoMo
ZamtelMoney
Invite team members and assign granular roles and permissions to secure your payment operations.
Team Members
Manage access and roles
Features
Global Payment Infrastructure
Accept payments, manage payouts, and automate financial operations with a unified platform designed for modern commerce.
Powerful API
Integrate Bila into your own platform with our developer-friendly SDKs and documentation.
1curl --request POST \
2 --url https://api.example.com/api/v1/bila/transfers/bank-account \
3 --header 'Content-Type: application/json' \
4 --header 'x-api-key: <api-key>' \
5 --data '
6{
7 "accountId": "68f11209-451f-4a15-bfcd-d916eb8b09f4",
8 "amount": 1000,
9 "reference": "transfer-001",
10 "narration": "Payment for services",
11 "transferRecipientId": "68f11209-451f-4a15-bfcd-d916eb8b09f4",
12 "accountNumber": "1234567890",
13 "bankId": "bank-001",
14 "country": "zm",
15 "walletId": "68f11209-451f-4a15-bfcd-d916eb8b09f4",
16 "recipientName": "Jane Doe"
17}
18'Global Reach
Sell to anyone, anywhere. Our platform supports international cards and cross-border mobile money.
Native Tools Integration
Track real-time activity of agents with detailed records of triggers, tools used, outcomes, and timestamps.
Programmatic Accounts
Create and manage sub-accounts, wallets, and ledger balances entirely via API.
Real-time Reconciliation
Automatically sync and reconcile transactions across all payment channels in real-time.
Modern Developer SDKs
Integrate quickly with robust libraries, type-safe APIs, and documentation.
Use Cases
Across various Industries
We empower developers and technical teams to create, simulate, and manage AI-driven workflows visually
Retail Payments
Accept instant mobile money payments at your store or point of sale.
E-commerce
Integrate seamless checkout for your online store with all mobile money providers.
Invoice Payments
Send payment links and collect on invoices faster with automated reminders.
Team Payouts
Pay your team, suppliers, and vendors directly via mobile money.
Event Ticketing
Sell tickets and collect payments for events, workshops, and conferences.
Subscriptions
Set up recurring payments for membership fees and subscription services.
Benefits
The Modern Payment Gateway
Empowering businesses to accept payments, manage payouts, and reconcile finances with a single API.
Launch Faster
Integrate payments in minutes with our unified API and pre-built UI components.
Iterate Rapidly
Test new payment flows in our sandbox environment before going live.
Scale Smarter
Handle high transaction volumes with 99.99% uptime and automatic failover.
Dashboard
Data-Driven Insights
Leverage transaction data to build smarter credit and fraud models.
Secure by Default
Bank-grade security with PCI-DSS compliance and advanced fraud detection.
Automated Finance
Automatically reconcile transactions and trigger accounting workflows.
Trusted by Fast Growing Startups
"We integrated Bila in less than an afternoon. The developer experience is unmatched in the region—clean documentation, robust SDKs, and helpful support."
James Fincher
CTO, SwiftPay
4h
Integration
FAQs
Frequently Asked Questions
Find all your doubts and questions in one place. Still couldn't find what you're looking for?
FOR SECURITY FIRST TEAMS
Scale securely with confidence
Our payment infrastructure is designed with enterprise-grade security practices and compliant with global data protection standards.
Get Started
Software Architects
Powering the next generation of payments